MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 
ManufacturedModularMH Advantage

Prefab Cottage Series / Prairie 8017-64-3-30

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 1643
W x L: 27'4" x 60'0"
The Prairie 8017-64-3-30, an idyllic retreat crafted by Franklin Homes, invites you to experience the beauty of countrysid...
ManufacturedModularMH Advantage

Prefab Cottage Series / Prairie 8018-64-3-30

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 1643
W x L: 27'4" x 60'0"
The Prairie 8018-64-3-30, a picturesque haven crafted by Franklin Homes, welcomes you to embrace the charm of countryside ...
ManufacturedModularMH Advantage

Prefab Cottage Series / Prairie 8007-72-3-32

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 2040
W x L: 30'0" x 68'0"
The Prairie 8007-72-3-32, a testament to rustic charm by Franklin Homes, beckons you to embrace the tranquility of country...
ManufacturedModularMH Advantage

Prefab Cottage Series / Prairie 8008-74-3-32

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 2100
W x L: 30'0" x 70'0"
The Prairie 8008-74-3-32, an embodiment of rustic elegance by Franklin Homes, invites you to experience the tranquility of...
ManufacturedModularMH Advantage

Prefab Cottage Series / Tidewater 8031-64-3-26

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 1440
W x L: 24'0" x 60'0"
The Tidewater 8031-64-3-26, a coastal retreat meticulously designed by Franklin Homes, invites you to immerse yourself in ...
ManufacturedModularMH Advantage

Prefab Cottage Series / Tidewater 8017-64-3-30

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 1643
W x L: 27'4" x 60'0"
The Tidewater 8017-64-3-30, a coastal sanctuary meticulously crafted by Franklin Homes, beckons you to embrace the tranqui...
ManufacturedModularMH Advantage

Prefab Cottage Series / Tidewater 8018-64-3-30

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 1643
W x L: 27'4" x 60'0"
The Tidewater 8018-64-3-30, a coastal gem crafted by Franklin Homes, invites you to embrace the serenity of seaside living...
ManufacturedModularMH Advantage

Prefab Cottage Series / Tidewater 8007-72-3-32

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 2040
W x L: 30'0" x 68'0"
The Tidewater 8007-72-3-32, an embodiment of coastal elegance by Franklin Homes, beckons you to experience the tranquility...
ManufacturedModularMH Advantage

Prefab Cottage Series / Tidewater 8008-74-3-32

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 2100
W x L: 30'0" x 70'0"
The Tidewater 8008-74-3-32, a coastal masterpiece by Franklin Homes, invites you to indulge in serene seaside living. With...
ManufacturedModularMH Advantage

Classic Series DW / Calhoun 5094-84-4-32

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 4
Baths: 2.5
Sq Ft: 2400
W x L: 30'0" x 80'0"
The Calhoun 5094-84-4-32, a pinnacle of modern living by Franklin Homes, welcomes you to an unparalleled blend of space, s...
ManufacturedModularMH Advantage

Classic Series DW / Lincoln 1014-68-3-32

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 1920
W x L: 30'0" x 64'0"
The Lincoln 1014-68-3-32, a hallmark of excellence from Franklin Homes, invites you into a world of luxury and comfort. Wi...
ManufacturedModularMH Advantage

Classic Series DW / Henley 5095-66-3-32

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 1860
W x L: 30'0" x 62'0"
The Henley 5095-66-3-32, a masterpiece by Franklin Homes, beckons with its spacious design and timeless elegance. Featurin...
PLEASE NOTE:

All sizes and dimensions are nominal or based on approximate builder measurements. 3D Tours and photos may include dealer and/or factory installed options. Bolton Homes reserves the right to make changes due to any changes in material, color, specifications, or features at any time without notice or obligation.​