MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 
ManufacturedModularMH Advantage

Classic Series DW / Woodland 5071-84-4-32

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 4
Baths: 3
Sq Ft: 2400
W x L: 30'0" x 80'0"
The Woodland 5071-84-4-32, a sophisticated creation by Franklin Homes, perfectly encapsulates the essence of upscale subur...
ManufacturedModularMH Advantage

Classic Series DW / Alexander 5110-76-3-32

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 2160
W x L: 30'0" x 72'0"
The Alexander 5110-76-3-32, presented by Franklin Homes, merges classic charm with modern functionality, offering a luxuri...
ManufacturedModularMH Advantage

Classic Series DW / Adams 5080-68-3-32

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 1920
W x L: 30'0" x 64'0"
The Adams 5080-68-3-32, a finely crafted offering from Franklin Homes, is designed with a perfect blend of functionality a...
ManufacturedModularMH Advantage

Prefab Series / The Vayda Kate 50-640-66-3-47

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 2790
W x L: 45'0" x 62'0"
The Vayda Kate 50-640-66-3-47 represents the pinnacle of luxury and expansive living offered by Franklin Homes. This prest...
ManufacturedMH Advantage

Energy Homes / The Abigail 74NRG32583AH

Built by: Southern Energy
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 1731
W x L: 32'0" x 58'0"
The Abigail 74NRG32583AH
ManufacturedModularMH Advantage

Classic Series DW / Webster 1001-80-4-32

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 4
Baths: 2
Sq Ft: 2280
W x L: 30'0" x 76'0"
The Webster 1001-80-4-32, a refined creation by Franklin Homes, offers a blend of luxury and functionality that caters to ...
ManufacturedModularMH Advantage

Essentials Series / The Jesslyn 620-64-3-32

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 1800
W x L: 30'0" x 60'0"
The Jesslyn 620-64-3-32, a distinguished model by Franklin Homes, combines classic comfort with contemporary flair. This e...
ManufacturedModularMH Advantage

Prefab Series / Lilly I 5063-68-3-44

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 2394
W x L: 42'0" x 64'0"
The Lilly I 5063-68-3-44, a sophisticated design by Franklin Homes, offers an expansive living space that marries luxury w...
ManufacturedModularMH Advantage

Prefab Cottage Series / Walton 8014-72-3-32

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 2040
W x L: 30'0" x 68'0"
The Walton 8014-72-3-32, brought to you by Franklin Homes, is a testament to thoughtful design and modern living. This att...
ManufacturedModularMH Advantage

Farmhouse Series / Bradford 5119-72-3-32

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 2040
W x L: 30'0" x 68'0"
The Bradford 5119-72-3-32, designed by Franklin Homes, blends traditional elegance with contemporary functionality. This h...
ManufacturedModularMH Advantage

Prefab Cottage Series / Tidewater 8030-58-2-26

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 2
Baths: 2
Sq Ft: 1296
W x L: 24'0" x 54'0"
The Tidewater 8030-58-2-26 by Franklin Homes offers a compact and efficient design tailored for those seeking a simpler, y...
ManufacturedModularMH Advantage

Prefab Cottage Series / Tidewater 8020-58-2-30

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 2
Baths: 2
Sq Ft: 1475
W x L: 27'4" x 54'0"
The Tidewater 8020-58-2-30 II, presented by Franklin Homes, epitomizes modern compact living with a touch of elegance. Thi...
PLEASE NOTE:

All sizes and dimensions are nominal or based on approximate builder measurements. 3D Tours and photos may include dealer and/or factory installed options. Bolton Homes reserves the right to make changes due to any changes in material, color, specifications, or features at any time without notice or obligation.​