MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 
ManufacturedModularMH Advantage

Prefab Cottage Series / Homewood 8007-72-3-32

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 2040
W x L: 30'0" x 68'0"
The Homewood 8007-72-3-32, a testament to modern comfort by Franklin Homes, offers a haven for elegant living. With 3 bedr...
ManufacturedModularMH Advantage

Prefab Cottage Series / Homewood 8030-58-2-26

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 2
Baths: 2
Sq Ft: 1296
W x L: 24'0" x 54'0"
The Homewood 8030-58-2-26, a charming retreat by Franklin Homes, invites you to experience comfortable living in style. Wi...
ManufacturedModularMH Advantage

Prefab Cottage Series / Homewood 8020-58-2-30

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 2
Baths: 2
Sq Ft: 1475
W x L: 27'4" x 54'0"
The Homewood 8020-58-2-30, a cozy haven by Franklin Homes, offers a serene retreat for modern living. With 2 bedrooms, 2 b...
ManufacturedModularMH Advantage

Prefab Cottage Series / Homewood 8031-64-3-26

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 1440
W x L: 24'0" x 60'0"
The Homewood 8031-64-3-26, a charming retreat by Franklin Homes, beckons you to embrace cozy living. With 3 bedrooms, 2 ba...
ManufacturedModularMH Advantage

Prefab Cottage Series / Homewood 8017-64-3-30

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 1643
W x L: 27'4" x 60'0"
The Homewood 8017-64-3-30, a pinnacle of modern luxury from Franklin Homes, invites you to embrace sophisticated living. W...
ManufacturedModularMH Advantage

Prefab Cottage Series / Homewood 8018-64-3-30

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 1643
W x L: 27'4" x 60'0"
The Homewood 8018-64-3-30, a haven of modern elegance from Franklin Homes, beckons you to indulge in refined living. With ...
ManufacturedModularMH Advantage

Prefab Cottage Series / Ivy 8031-64-3-26

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 1440
W x L: 24'0" x 60'0"
The Ivy 8031-64-3-26, a charming retreat crafted by Franklin Homes, beckons you to embrace tranquil living. With 3 bedroom...
ManufacturedModularMH Advantage

Prefab Cottage Series / Ivy 8017-64-3-30

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 1643
W x L: 27'4" x 60'0"
The Ivy 8017-64-3-30, a symbol of modern luxury by Franklin Homes, invites you to immerse yourself in sophisticated living...
ManufacturedModularMH Advantage

Prefab Cottage Series / Ivy 8018-64-3-30

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 1643
W x L: 27'4" x 60'0"
The Ivy 8018-64-3-30, a blend of elegance and comfort by Franklin Homes, beckons you to embrace sophisticated living. With...
ManufacturedModularMH Advantage

Prefab Cottage Series / Ivy 8007-72-3-32

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 2040
W x L: 30'0" x 68'0"
The Ivy 8007-72-3-32, an epitome of modern luxury by Franklin Homes, invites you to indulge in sophisticated living. With ...
ManufacturedModularMH Advantage

Prefab Cottage Series / Ivy 8008-74-3-32

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 2100
W x L: 30'0" x 70'0"
The Ivy 8008-74-3-32, a masterpiece by Franklin Homes, offers a luxurious retreat with its spacious design and refined fea...
ManufacturedModularMH Advantage

Prefab Cottage Series / Prairie 8031-64-3-26

Built by: Franklin Homes
Offered by: Bolton Homes
Beds: 3
Baths: 2
Sq Ft: 1440
W x L: 24'0" x 60'0"
The Prairie 8031-64-3-26, a quaint haven by Franklin Homes, offers a serene escape amidst nature's beauty. With 3 bedrooms...
PLEASE NOTE:

All sizes and dimensions are nominal or based on approximate builder measurements. 3D Tours and photos may include dealer and/or factory installed options. Bolton Homes reserves the right to make changes due to any changes in material, color, specifications, or features at any time without notice or obligation.​